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Family, Consumer, and Human Development


Lucy Delgadillo

Ph.D., Associate Professor

Email: lucy.delgadillo@usu.edu
Location: FL 308A
Office Phone: 797.7204

Research Projects

Mortgage Default / Predatory Lending

  • Dr. Lucy Delgadillo
  • Leslie Green (M.S., 2006)
  • Luke Erickson (M.S., 2006)
  • Camille Pedersen (M.S., 2006)
  • Amber Gallagher (M.S., 2004)

Finances / Counseling / Policy

  • Dr. Lucy Delgadillo
  • Jessica Johnson (M.S., 2010)


  • Dr. Lucy Delgadillo
  • Melanie Jewkes (M.S., 2008)


2000, Ph.D. Family Life: Human Environments, Utah State University
Dissertation: A model of factors correlated to homeownership: The case of Utah.

1996, M.S. Political Sciences, Utah State University
Thesis: The 1994 presidential campaign in Costa Rica: An emotional approach.

1994 B.S. Communications: Journalism, University of Costa Rica.

1991 B.A. General Broadcasting and Sociology, Murray State University, Kentucky

Research Interests

My research interests include home ownership and financial well-being of first time home buyers, first time homebuyers counseling and educational programs, non-traditional mortgages and other housing issues including predatory lending, foreclosures, housing affordability, housing discrimination, and subprime lending.  I am also interested in consumer policy (national and international) and consumer protection, and in Latino families financial well-being.

Teaching Philosophy

I see teaching as a service I provide to my students. I see the classroom as a laboratory, a learning environment where we all learn from each other. My main objective is to facilitate these processes so my students can apply what they have learned in the classroom to their lives.

Courses Taught

HENV 1780 Introduction to Interior Design and Housing
HENV 2280 Family Economics: Role, Gender and Work
HENV 3320 Management and Decision Making
FCHD 3310 Consumer Policy
FCHD 3340 Housing: Societal and Environmental Issues
FCHD 4250 Advanced Internship
FCHD 4910 Creative Projects
FCHD 5340 Housing Finance
FCHD 6050 Consumer Theories
FCHD 6400 Seminar: Housing Policy
FCHD 6400 Seminar: Housing Problems
International Consumer Policy