Money Market Mutual Funds

April 10, 2002
Fund Name

& Ticker symbol

 Preferred Money
Market Fund

PREXX

 Scudder Money
Market Fund

KMMXX

 Vanguard Prime
Money Market

VMMXX

 TIAA-CREF Money Market

TIAXX

 Fidelity Cash Reserves

FDRXX
Contact

Information

 800-662-4769

www.preferred
group.com/

 888-987-8675

www.zurichfunds.com/
moneyfunds

 800-871-3879

www.personal.
vanguard.com

 800-223-1200

www.tiaa-
cref.org/charts/mf-
money.html

 800-544-8888

www.fidelity.com/
Current 7 day yield (%)(1) 1.91% 1.55% 1.80% 1.74% 1.75%
Expense Ratio (2) .47% .44% .33% .29%(3) .39%
Minimum Initial Investment $1,000 $1,000 or
$50/mo. AIP(4)		 $3,000(5)
$1,500 or
$50/mo. AIP		 $2,500 or
$100/mo. AIP
Subsequent min.

investment

 $50 $50 $100 or
$50 AIP		 $50 $250
Minimum check writing amount $250 > $500 no fee
< $500/ 10$ fee		 $100 $250 $500
Check limits/fee unlimited unlimited unlimited 12/year(6) unlimited

1. Past yield history is water over the dam; focus on the current 7 day yield and the annual expense ratio

2. Expense ratio= % of total fund assets paid to managers each year. Be sure to note if there is a fee waiver in effect (manager agrees to charge a lower fee temporarily to boost yields)

3. Management fees partially waived until 7/1/06; fees may increase to .79%

4. Automatic Investment Plan - Minimum investment can be lower if set up an AIP

5. $2,500 minimum to avoid $10 annual fee; checked each June (so just be sure your account is a minimum $2,500 in June)

6. Phone rep said limit is 12/year but that is not being enforced; could not provide info on amount of penalty, if any