Money Market Mutual Funds

April 10, 2002
Fund Name

& Ticker symbol

Preferred Money
Market Fund

PREXX

Scudder Money
Market Fund

KMMXX

Vanguard Prime
Money Market

VMMXX

TIAA-CREF Money Market

TIAXX

Fidelity Cash Reserves

FDRXX

Contact

Information

800-662-4769

www.preferred
group.com/

888-987-8675

www.zurichfunds.com/
moneyfunds

800-871-3879

www.personal.
vanguard.com

800-223-1200

www.tiaa-
cref.org/charts/mf-
money.html

800-544-8888

www.fidelity.com/

Current 7 day yield (%)(1) 1.91% 1.55% 1.80% 1.74% 1.75%
Expense Ratio (2) .47% .44% .33% .29%(3) .39%
Minimum Initial Investment $1,000 $1,000 or
$50/mo. AIP(4)
$3,000(5)
$1,500 or
$50/mo. AIP
$2,500 or
$100/mo. AIP
Subsequent min.

investment

$50 $50 $100 or
$50 AIP
$50 $250
Minimum check writing amount $250 > $500 no fee
< $500/ 10$ fee
$100 $250 $500
Check limits/fee unlimited unlimited unlimited 12/year(6) unlimited

1. Past yield history is water over the dam; focus on the current 7 day yield and the annual expense ratio

2. Expense ratio= % of total fund assets paid to managers each year. Be sure to note if there is a fee waiver in effect (manager agrees to charge a lower fee temporarily to boost yields)

3. Management fees partially waived until 7/1/06; fees may increase to .79%

4. Automatic Investment Plan - Minimum investment can be lower if set up an AIP

5. $2,500 minimum to avoid $10 annual fee; checked each June (so just be sure your account is a minimum $2,500 in June)

6. Phone rep said limit is 12/year but that is not being enforced; could not provide info on amount of penalty, if any