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Student Health Services

Student Health Insurance Plan

Utah State University offers an insurance policy through First Underwriters . The plan is underwritten by United Healthcare insurance company and is compliant with the Affordable Care Act.

An insurance brochure is available at www.firststudent.com. You can contact the company directly, toll free at 1-800-505-4160. If you have additional questions, you can also contact Katelyn Richins at the Student Health & Wellness Center, 797-1660 or email to ship@usu.edu

If you were covered last Summer and have paid premiums for Fall Semester by the enrollment deadline, existing covered conditions will roll over with continuous coverage. Brochures, including applications and Insurance/RX (prescription) cards are available at the Student Health and Wellness Center, 850 East 1200 North.


All insured students are expected to use the Student Health Center first before going to a physician elsewhere (off campus). This allows us to treat medical conditions much less expensively and keeps our insurance premiums much lower. Due to this requirement, this insurance plan is available for Logan campus students only.

If you have an emergency and/or the Student Health Center is closed, please go to one of the urgent care clinics or one of the emergency rooms in the community.

The Insurance plan has $250.00 deductable. You will be required to pay a co-pay (co-pay amount depends on the type of services received off campus, i.e. Office visits $30.00 co -pay, Emergency Room visits $250.00 co-pay, etc.) PLUS 20% of the balance for services received downtown (off campus) when you use the IHC/Beechstreet Provider Network of doctors and hospitals. A list of providers is available online through Beechstreet.

Prescriptions rendered "medically necessary" will require a $15.00 co-pay for generic medications and a $30.00 co-pay for name brand medications.

Student Health Services has a gynecological service for annual exams. (This includes routine physical and pap smear only). Covered benefits include care provided by hospitals, specialists, ambulance, prescription, maternity, surgery and other medically necessary care downtown (off campus) as defined in the brochure.