Student Loan Counseling Information

After you accept your Federal Direct loan on MyUSU, you must complete a few more steps:

  • Enroll at least half-time in your program (six credits for undergraduates, five credits for graduate students)
  • Complete Federal Direct Loan Entrance Counseling:
    • Go to
    • Click on the "Log In" button
    • Log in with your FSA ID and submit
    • Click on "Complete Aid Process"
    • Click on "Complete Entrance Counseling" (step five)
    • Click on "first loan"
    • Click on "START"
    • The site will walk you through the rest of the steps.
  • You must also complete a Federal Direct Loan Promissory Note.
  • Clicking on "Financial Awareness Counseling" will not satisy the counseling requirement for Federal Direct loans.
  • You generally only have to complete loan counseling one-time per school.