Child Life Insurance

You may enroll in Dependent Basic Life Insurance for $0.50 per pay period, which provides $5,000 of coverage for your qualified children.

USU Life Insurance Certificate

Child Basic Life Insurance

You may enroll in Dependent Basic Life Insurance for $0.50 per pay period, which provides $5,000 of coverage for your qualified children.

Child Supplemental Life Insurance

You may enroll your children in supplemental life insurance in increments of $5,000 to a maximum of $20,000. Please refer to table below for premiums.

Cost for Child Supplemental Life Insurance

Coverage Cost per pay period
$5,000 $0.40
$10,000 $0.80
$15,000 $1.20
$20,000 $1.60

Life Event (Special Enrollment period)

If you experience a qualifying life event, you, your spouse, and eligible children may enroll or make changes to your life insurance within 30 days of the effective date of the event. A life event is:

  • Marriage
  • Birth/Adoption
  • Divorce
  • Death
  • Loss of Coverage
  • Change in Employment Classification from part-time to full-time or from full-time to part-time

To make changes, contact the Human Resources office at (435) 797-0122.

Zurich Additional Accidental Death & Dismemberment (AD&D) Insurance

USU provides employees with life and AD&D insurance through The Standard. If you want to enroll in additional voluntary AD&D through Zurich, then you can fill out the paper application.

This election can only be made as a new hire and then every year during open enrollment. Coverage can be for employee only, employee and spouse/domestic partner, or employee plus spouse/domestic partner and children.

Each person can only be covered on one Zurich policy. You cannot cover any one person on more than one policy. For more information, please read the Zurich AD&D Summary.