2025-2026 Insurance Premiums

Effective July 1, 2025

Full-time Employees (30 hours + per week)

Below are the semi-monthly Insurance premiums for Benefited employees working at least 30 hours per week.

If you are a benefited employee and work less than 30 hours per week, please see part-time premium information.

Utah State University pays an average premium of $1,375 per participating employee per month in our health plan.
Utah State University pays an average premium of $60 per participating employee per month in our dental plan.

High Deductible Health Plan (HDHP) Premiums

Preferred ValueCare Network

Salary Range Single Two-Party Family
$24,999 or Less $8.00 $18.00 $26.00
$25,000 - 37,999 $9.00 $20.50 $29.50
$38,000 - 57,999 $10.00 $22.50 $32.50
$58,000 or More $11.00 $25.00 $38.00

Participating Network

Salary Range Single Two-Party Family
$24,999 or Less $28.50 $64.00 $92.50
$25,000 - 37,999 $29.50 $66.50 $96.00
$38,000 - 57,999 $30.50 $68.50 $99.00
$58,000 or More $31.50 $71.00 $104.50

Wellness (White) Plan

Preferred ValueCare Network

Salary Range Single Two-Party Family
$24,999 or Less $21.50 $48.50 $70.00
$25,000 - 37,999 $26.00 $58.50 $84.50
$38,000 - 57,999 $31.50 $71.00 $102.50
$58,000 or More $39.00 $88.00 $127.00

Participating Network

Salary Range Single Two-Party Family
$24,999 or Less $41.00 $92.50 $133.50
$25,000 - 37,999 $45.50 $102.50 $148.00
$38,000 - 57,999 $51.00 $115.00 $166.00
$58,000 or More $58.50 $132.00 $190.50

High Premium (Blue) Plan

Preferred ValueCare Network

Salary Range Single Two Party Family
$24,999 or Less $55.00 $115.50 $138.00
$25,000 - 37,999 $60.00 $126.00 $153.00
$38,000 - 57,999 $65.50 $139.00 $186.50
$58,000 or More $73.50 $161.00 $232.50

Dental

Coverage Single
Employee Only $5.88
Employee Plus One Dependent $11.76
Employee Plus Two or More Dependents $19.12

Participating Network

Salary Range Single Two-Party Family
$24,999 or Less $75.50 $161.50 $204.50
$25,000 - 37,999 $80.50 $172.00 $219.50
$38,000 - 57,999 $86.00 $185.00 $253.00
$58,000 or More $94.00 $207.00 $299.00

Part-Time Employees (Less than 30 hours per week)

Depending on the plan you choose, the following semi-monthly insurance premiums are charged to benefited employees working less than 30 hours per week (50-74% FTE).

High Deductible Health Plan (HDHP) Premiums

Preferred ValueCare Network

Salary Range Single Two Party Family
$24,999 or Less $122.75 $276.19 $398.93
$25,000 - 37,999 $123.75 $278.69 $402.43
$38,000 - 57,999 $124.75 $280.69 $405.43
$58,000 or More $125.75 $283.19 $410.93

Participating Network

Salary Range Single Two-Party Family
$24,999 or Less $143.25 $322.19 $465.43
$25,000 - 37,999 $144.25 $324.69 $468.93
$38,000 - 57,999 $145.25 $326.69 $471.93
$58,000 or More $146.25 $329.19 $477.43

Wellness (White) Plan

Preferred ValueCare Network

Salary Range Single Two-Party Family
$24,999 or Less $136.25 $306.69 $442.93
$25,000 - 37,999 $140.75 $316.69 $457.43
$38,000 - 57,999 $146.25 $329.19 $475.43
$58,000 or More $153.75 $346.19 $499.93

Participating Network

Salary Range Single Two-Party Family
$24,999 or Less $155.75 $350.69 $510.93
$25,000 - 37,999 $160.25 $360.69 $520.93
$38,000 - 57,999 $165.75 $373.19 $538.93
$58,000 or More $173.25 $390.19 $563.43

High Premium (Blue) Plan

Preferred ValueCare Network

Salary Range Single Two-Party Family
$24,999 or Less $169.75 $373.69 $510.93
$25,000 - 37,999 $174.75 $384.19 $525.93
$38,000 - 57,999 $180.25 $397.19 $559.43
$58,000 or More $188.25 $419.19 $605.43

Dental

Coverage Single
Employee Only $9.99
Employee Plus One Dependent $18.92
Employee Plus Two or More Dependents $32.12

Participating Network

Salary Range Single Two-Party Family
$24,999 or Less $190.25 $419.69 $577.43
$25,000 - 37,999 $195.25 $430.19 $592.43
$38,000 - 57,999 $200.75 $443.19 $625.93
$58,000 or More $208.75 $465.19 $671.93