Liability Insurance Coverage
Type of Liability
- General Liability
- Automobile Liability
- Personal Injury Liability
- Errors & Omissions Liability
- Malpractice Liability
- Employees of the University as defined in Utah Code 63-30-2(2) (which includes tutors and certified student teachers) or Utah Code 67-20-3, while acting during the performance of their duties, within the scope of their employment or under color of authority as such.
- Any student of the University while engaged in providing services to members of the public as part of a class requirement or in the course of an approved clinical training program.
- Any person, organization, trustee or estate while using an owned automobile or a hired automobile as authorized by the University, provided the actual operation or it other actual use is within the scope of such authorization.
- Any employee of the University, as defined in Utah code 63-30-2(2) or Utah Code 67-20-3, while using a personal automobile, but only while such automobile is being used during the performance of duties, within the scope of employment or under color of authority as an employee of the University.
- Acts or omissions of a professional nature performed in the context of (1) above by any employee of the University who is a physician, surgeon, dentist, intern, X-ray or laboratory technician, pharmacist, nurse, nurse's aid, psychiatrist or psychologist, dental assistant, EMT, nutritionist audiologist, speech pathologist, nurse practitioner, social worker, physical therapist, occupational therapist, nurse midwife, physician's assistant, licensed practical nurse, or any other medical practitioner required to be licensed in the State of Utah. (Note this coverage is not operative if the practitioner has failed to take the steps necessary to obtain a license.)
- Any student of the University engaged in providing services to members of the public in the course of an approved medical, nursing, or other professional health care clinical training program.
By state statute volunteers are accorded governmental immunity much the same as employees, when the purpose of their services is specific as to time and place and has been pre-approved.
This schedule reflects the coverages in general, but should not be relied upon as being definitive for a specific claim, due to the various exclusions that may be operative.